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Alliance Credit Union Privacy Notice
Alliance Credit Union (ALLIANCE) is a member-owned financial
institution organized exclusively to serve its member/owners. ALLIANCE
management understands that, as our members, you entrust us with private and
confidential information; and, it is ALLIANCE management's responsibility to
safeguard and protect such information from unauthorized use. We have always
valued, and continue to value the privacy and confidentiality of this
information.
Under current law, we are required to give you this
notice. It describes Alliance Credit Union's privacy policy and practices about
the personal information we collect and disclose, including the parties who
receive personal and sometimes nonpublic information from us as we conduct the
business of the credit union.
Alliance Credit Union has always
maintained the highest degree of security of our members' private and
confidential information. As a matter of long-standing policy, ALLIANCE does
not sell member information to anyone under any circumstances and we only share
member information with third parties where necessary to assist with member
transactions in the ordinary course of business. Therefore, there is no need
for you to tell us not to share or sell your information. Alliance Credit
Union does not share or sell member information!
From time
to time, we do mail information on products and services offered by third
parties. The only reason we do this is because ALLIANCE management feels that
such products or services would be of genuine interest to a significant group
within our membership. Any such mailings clearly identify Alliance Credit Union
as the sponsor of such mailings and are mailed according to strict ALLIANCE
confidentially guidelines. Conversely, ALLIANCE never provides mailing
information to third parties for marketing purposes where ALLIANCE is not
clearly identified as the source of such marketing information.
Alliance Credit Union collects nonpublic personal information about
you from the following sources:
» Information we receive from you on member applications
or other forms
» Information
about your transactions with us or others
» Information we receive from a consumer reporting
agency
We may disclose all of the information we collect, as described
above to companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing agreements. (for
example - check printing companies)
- 1.) We may also disclose nonpublic personal
information about you to nonaffiliated third parties as permitted by law.
- 2.) If you decide to terminate your membership or
become an inactive member, we will not share information we have collected
about you, except as permitted or required by law.
NOTE: The wording underlined in items 2 and 3 "as
permitted or required by law" relates primarily to requests for member
information by agencies of the Federal Government such as the IRS or a court
subpoena or law enforcement agencies.
Alliance Credit Union restricts
access to your nonpublic personal and account information to those employees
and officials who need to know that information to provide products and
services to you. We maintain physical, electronic, and procedural safeguards
that comply with state and federal regulation to guard your nonpublic personal
information.
If after reading this notice you have any questions,
please contact us at:
Alliance Credit Union
575 Rudder Rd.
Fenton, MO 63206
Phone: (636)
343-7005 or toll free at 1-800-541-6131
Fax: (636) 343-4986
www.alliancecu.com |
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